Chester T. Dean 
The Chase Sapphire Reserve® offers primary rental car coverage, which covers up to $75,000 in losses caused by damage or theft. You’ll also get stellar travel perks in return for the hefty annual fee.
Awards: Cardholders earn 5 points per dollar on air travel and 10 points per dollar on hotels and car rentals when purchasing travel through Chase Ultimate Rewards® immediately after the first $300 is spent on purchases travel per year. Earn 3 points per dollar on other travel and meals and 1 point per dollar spent on all other purchases.
Bonus offer: New cardholders can earn 50,000 bonus points after spending $4,000 on purchases within the first 3 months of account opening.
Annual fees: $550
Advantages and disadvantages : The Chase Sapphire Reserve® is easily one of the best travel credit cards on the market today, and it’s easy to see why. This card comes with a lucrative rewards program that can help you rack up travel rewards fast, and you’ll even get 50% more point value when you book through the Chase Ultimate Rewards portal and when you use the Pay feature. Yourself Back rather than exchanging. for cash back.
The rewards you earn can also be transferred 1:1 to popular airline and hotel partners, which can result in even more value. You can also redeem rewards for gift cards, cash back, or merchandise.
In terms of cardholder benefits, this card comes with Priority Pass Select membership, $300 annual travel credit, credit for Global Entry or TSA PreCheck, and a suite of important travel protections, including including baggage delay coverage, trip cancellation and interruption insurance, travel accident insurance and more.
As for the car rental coverage offered by this card, it is primary and is valid for up to $75,000 in damages for theft and collision for most car rental contracts in the United States and abroad. Note that this coverage is valid for the cardholder and any additional drivers included in the rental contract, and it applies to rental periods up to 31 days.
You can read our full Chase Sapphire Reserve review here.
